Welcome to visit Kidney Fern!
Current location:front page >> Real Estate

What should I do if I don’t have enough money to renovate my house?

2025-11-06 10:15:32 Real Estate

What should I do if I don’t have enough money to renovate my house?

Decorating a house is a big deal for many families, but budget constraints often cause headaches. How to complete the ideal renovation with limited funds? The following are hot topics and practical suggestions across the Internet in the past 10 days, combined with structured data to provide you with solutions.

1. The recent popular topic of saving money during decoration

What should I do if I don’t have enough money to renovate my house?

hot topicsDiscussion popularityCore recommendations
"Poor dress style" is popularhighSimplify hard furnishings and focus on matching soft furnishings
Second hand furniture refurbishmentMiddle to highFind old items and DIY renovation through the platform
Renovation in stagesinPrioritize the completion of basic projects and gradually improve them
Decoration loan comparisonhighAnalyze each bank’s interest rates and repayment methods

2. Solutions for insufficient budget

1. Properly plan funding priorities

Divide decoration into "essential" and "non-essential" items, and give priority to ensuring the quality of hidden projects such as water, electricity, and waterproofing. Decorative parts can be added later.

priorityProjectBudget proportion suggestions
highHydropower renovation, waterproofing40%-50%
inwall, floor30%-40%
lowLamps, decorations10%-20%

2. Low-cost material alternatives

Choose cost-effective materials such as:

  • Ceramic tiles replace marble
  • PVC flooring replaces solid wood flooring
  • Latex paint instead of wall covering

3. DIY and second-hand utilization

Purchase second-hand furniture through platforms such as Xianyu and Zhuanzhuan, or personally participate in part of the construction (such as painting walls and installing lighting fixtures) to save labor costs.

ProjectSavings ratioRisk warning
second hand sofa60%-70%Needs inspection for cleanliness and structure
Sewing it yourself50%Need to learn skills

3. Financial instrument assistance

If short-term funds are tight, you may consider the following methods:

  • Renovation loan:Some banks offer low-interest special loans.
  • Credit card installment:Suitable for small expenditures.
  • Loans from relatives and friends:Make your repayment plan clear to avoid disputes.

4. References from netizens’ real cases

A Douban group user shared: "I spent 80,000 yuan to decorate 89 square meters. I searched for wardrobes on the second-hand market and painted the walls myself. I only spent 50,000 yuan on hard decoration and used the remaining money to buy appliances."

Summary:When the decoration budget is insufficient, you need to flexibly adjust the plan, focus on functionality rather than luxury, and make rational use of resources and financial tools to create a comfortable home.

Next article
  • What should I do if I don’t have enough money to renovate my house?Decorating a house is a big deal for many families, but budget constraints often cause headaches. How to complete the ideal renovation with limited funds? The following are hot topics and practical suggestions across the Internet in the past 10 days, combined with structured data to provide you with solutions.1. The recent popular topic of saving mo
    2025-11-06 Real Estate
  • How to get to Shenyang No. 9 Middle School by busShenyang No. 9 Middle School is a key middle school in Shenyang City, and many parents and students need to know how to get there by bus. This article will provide you with detailed bus routes and transportation guides, and present you with a structured article based on hot topics and content from the entire network in the past 10 days.1. Hot topics and hot content on
    2025-11-03 Real Estate
  • How to check provident fund in GuizhouRecently, provident fund inquiries have become a hot topic of concern to many Guizhou citizens. With the popularization of digital services, the inquiry method of provident fund in Guizhou Province has become more convenient. This article will introduce you to the query method of Guizhou Provident Fund in detail, and attach relevant data to help you quickly obtain the information
    2025-10-30 Real Estate
  • How to sign the rent for a facade house: Analysis of the latest hot topics and structured guideWith the recent recovery of commercial real estate markets in many places, leasing front-facing properties has become a hot topic. According to statistics from the entire network in the past 10 days, searches for shop leasing increased by 35% month-on-month, with special attention being paid to contract signing details. Thi
    2025-10-28 Real Estate
Recommended articles
Reading rankings
Friendly links
Dividing line