What should I do if I don’t have enough money to renovate my house?
Decorating a house is a big deal for many families, but budget constraints often cause headaches. How to complete the ideal renovation with limited funds? The following are hot topics and practical suggestions across the Internet in the past 10 days, combined with structured data to provide you with solutions.
1. The recent popular topic of saving money during decoration

| hot topics | Discussion popularity | Core recommendations |
|---|---|---|
| "Poor dress style" is popular | high | Simplify hard furnishings and focus on matching soft furnishings |
| Second hand furniture refurbishment | Middle to high | Find old items and DIY renovation through the platform |
| Renovation in stages | in | Prioritize the completion of basic projects and gradually improve them |
| Decoration loan comparison | high | Analyze each bank’s interest rates and repayment methods |
2. Solutions for insufficient budget
1. Properly plan funding priorities
Divide decoration into "essential" and "non-essential" items, and give priority to ensuring the quality of hidden projects such as water, electricity, and waterproofing. Decorative parts can be added later.
| priority | Project | Budget proportion suggestions |
|---|---|---|
| high | Hydropower renovation, waterproofing | 40%-50% |
| in | wall, floor | 30%-40% |
| low | Lamps, decorations | 10%-20% |
2. Low-cost material alternatives
Choose cost-effective materials such as:
3. DIY and second-hand utilization
Purchase second-hand furniture through platforms such as Xianyu and Zhuanzhuan, or personally participate in part of the construction (such as painting walls and installing lighting fixtures) to save labor costs.
| Project | Savings ratio | Risk warning |
|---|---|---|
| second hand sofa | 60%-70% | Needs inspection for cleanliness and structure |
| Sewing it yourself | 50% | Need to learn skills |
3. Financial instrument assistance
If short-term funds are tight, you may consider the following methods:
4. References from netizens’ real cases
A Douban group user shared: "I spent 80,000 yuan to decorate 89 square meters. I searched for wardrobes on the second-hand market and painted the walls myself. I only spent 50,000 yuan on hard decoration and used the remaining money to buy appliances."
Summary:When the decoration budget is insufficient, you need to flexibly adjust the plan, focus on functionality rather than luxury, and make rational use of resources and financial tools to create a comfortable home.
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